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Fee Model

use.com implements a transparent, competitive fee structure designed to attract both retail and institutional traders while ensuring sustainable revenue generation. Our tiered fee model rewards high-volume traders and token holders with significant discounts.

Base Fee Structure

Spot Trading Fees

Our spot trading fees are structured around a maker-taker model that incentivizes liquidity provision:

Volume Tier

30-Day Volume (USD)

Maker Fee

Taker Fee

VIP 0

< $50,000

0.10%

0.15%

VIP 1

$50,000 - $500,000

0.08%

0.13%

VIP 2

$500,000 - $2,000,000

0.06%

0.11%

VIP 3

$2,000,000 - $10,000,000

0.04%

0.09%

VIP 4

$10,000,000 - $50,000,000

0.02%

0.07%

VIP 5

$50,000,000 - $100,000,000

0.01%

0.05%

VIP 6

$100,000,000

0.00%

0.03%

Fee Calculation Formula: Fee=Trade_Value×Fee_RateFee = Trade_Value \times Fee_RateFee=Trade_Value×Fee_Rate

Example:

Trade: Buy 10 BTC at $50,000 = $500,000
User Tier: VIP 1 (Taker)
Fee: $500,000 × 0.13% = $650

Margin Trading Fees

Margin trading incurs both trading fees and interest charges:

Trading Fees: Same as spot trading based on volume tier

Interest Rates:

Asset

Hourly Rate

Daily Rate

Annual APR

USDT

0.002%

0.048%

17.52%

USDC

0.002%

0.048%

17.52%

BTC

0.001%

0.024%

8.76%

ETH

0.0015%

0.036%

13.14%

Major Alts

0.003%

0.072%

26.28%

Interest Calculation: Interest=Borrowed_Amount×Hourly_Rate×Hours_HeldInterest = Borrowed_Amount \times Hourly_Rate \times Hours_HeldInterest=Borrowed_Amount×Hourly_Rate×Hours_Held

Example:

Borrowed: 100,000 USDT
Duration: 48 hours
Interest: 100,000 × 0.002% × 48 = $96

Perpetual Futures Fees

Volume Tier

30-Day Volume (USD)

Maker Fee

Taker Fee

VIP 0

< $100,000

0.02%

0.06%

VIP 1

$100,000 - $1,000,000

0.015%

0.05%

VIP 2

$1,000,000 - $5,000,000

0.01%

0.04%

VIP 3

$5,000,000 - $25,000,000

0.005%

0.03%

VIP 4

$25,000,000 - $100,000,000

0.00%

0.02%

VIP 5

$100,000,000

-0.005%

0.015%

Negative Maker Fees: VIP 5 traders receive rebates for providing liquidity.

Funding Rate Fees: Separate from trading fees, paid between long and short positions every 8 hours.

Token Holder Discounts

Holding use.com native tokens provides additional fee discounts:

Discount Tiers

Token Holdings

Discount Level

Fee Reduction

1,000 - 5,000

Bronze

5,000 - 25,000

Silver

10%

25,000 - 100,000

Gold

15%

100,000 - 500,000

Platinum

20%

500,000+

Diamond

25%

Discount Formula: Effective_Fee=Base_Fee×(1−Discount_Rate)Effective_Fee = Base_Fee \times (1 - Discount_Rate)Effective_Fee=Base_Fee×(1−Discount_Rate)

Combined Example:

Base Fee: 0.10% (VIP 0 Maker)
Token Holdings: 50,000 (Gold Tier)
Discount: 15%
Effective Fee: 0.10% × (1 - 0.15) = 0.085%

Staking Multiplier

Users who stake tokens receive enhanced discounts:

Staking_Multiplier=1+(0.5×Staked_TokensTotal_Holdings)Staking_Multiplier = 1 + (0.5 \times \frac{Staked_Tokens}{Total_Holdings})Staking_Multiplier=1+(0.5×Total_HoldingsStaked_Tokens)

Maximum Discount: 37.5% (25% base + 12.5% staking bonus)

Example:

Holdings: 100,000 tokens (Platinum = 20% discount)
Staked: 80,000 tokens (80% staked)
Multiplier: 1 + (0.5 × 0.8) = 1.4
Enhanced Discount: 20% × 1.4 = 28%
Effective Fee: 0.10% × (1 - 0.28) = 0.072%

Withdrawal Fees

Cryptocurrency Withdrawals

Withdrawal fees cover blockchain network costs with a small platform margin:

Asset

Network Fee

Platform Fee

Total Fee

BTC

Dynamic

0.0001 BTC

~0.0002 BTC

ETH

Dynamic

0.002 ETH

~0.005 ETH

USDT (ERC-20)

Dynamic

1 USDT

~5-20 USDT

USDT (TRC-20)

Dynamic

0.5 USDT

~1 USDT

USDC (ERC-20)

Dynamic

1 USDC

~5-20 USDC

Dynamic Adjustment: Fees adjust based on network congestion to ensure timely processing.

Fiat Withdrawals

Method

Fee

Processing Time

Bank Wire (Domestic)

$10

1-2 business days

Bank Wire (International)

$25

3-5 business days

SEPA

€1

1-2 business days

ACH

2-3 business days

Faster Payments (UK)

£1

Same day

Free Withdrawal Tier: VIP 4+ users receive 5 free fiat withdrawals per month.

Deposit Fees

Cryptocurrency Deposits: FREE (all assets, all networks)

Fiat Deposits:

Credit/Debit Card: 3.5%
Bank Transfer: FREE
Third-party Payment Processors: 1-2%

Special Fee Programs

Market Maker Program

Qualified market makers receive preferential fee rates:

Eligibility Requirements:

Minimum 30-day volume: $50M
Minimum maker ratio: 60%
Maximum spread: 0.1% for major pairs
Uptime: 95%+

Benefits:

Maker Fee: -0.01% (rebate)
Taker Fee: 0.01%
Dedicated API support
Co-location options

Rebate Calculation: Monthly_Rebate=Maker_Volume×0.01%Monthly_Rebate = Maker_Volume \times 0.01\%Monthly_Rebate=Maker_Volume×0.01%

Example:

Monthly Maker Volume: $100M
Rebate: $100M × 0.01% = $10,000

Institutional Trading Program

Large institutions receive customized fee structures:

Tier 1 Institutions (>$500M monthly):

Negotiated fees as low as 0.00% maker / 0.01% taker
Dedicated account manager
Custom API rate limits
OTC desk access

Tier 2 Institutions ($100M-$500M monthly):

0.00% maker / 0.02% taker
Priority support
Enhanced API limits

Fee Revenue Model

Revenue Projections

Year 1 Projections:

Quarter

Avg Daily Volume

Avg Fee Rate

Quarterly Revenue

$50M

0.08%

$3.6M

$150M

0.07%

$9.45M

$300M

0.06%

$16.2M

$500M

0.05%

$22.5M

Total

$51.75M

Revenue Formula: Annual_Revenue=∑i=1365(Daily_Volumei×Effective_Fee_Ratei)Annual_Revenue = \sum_{i=1}^{365} (Daily_Volume_i \times Effective_Fee_Rate_i)Annual_Revenue=∑i=1365(Daily_Volumei×Effective_Fee_Ratei)

Revenue Distribution

Competitive Analysis

Fee Comparison with Major Exchanges

Exchange

Spot Maker

Spot Taker

Futures Maker

Futures Taker

use.com

0.10%

0.15%

0.02%

0.06%

Binance

0.10%

0.02%

0.05%

Coinbase

0.40%

0.60%

0.02%

0.05%

Kraken

0.16%

0.26%

0.02%

0.05%

OKX

0.08%

0.10%

0.02%

0.05%

Bybit

0.10%

0.01%

0.06%

Competitive Advantages:

Token holder discounts up to 37.5%
Negative maker fees for high-volume traders
Transparent, predictable fee structure
No hidden fees or charges

Fee Optimization Strategies

For Retail Traders

Use Limit Orders: Save 0.05% by being a maker instead of taker
Hold Tokens: Achieve 5-25% discount based on holdings
Stake Tokens: Enhance discount by up to 50%
Increase Volume: Move up tiers for lower base fees

Example Savings:

Monthly Volume: $100,000
Strategy: Maker orders + Gold token tier (15% discount)
Base Cost: $100,000 × 0.10% = $100
Optimized Cost: $100,000 × 0.085% = $85
Savings: $15/month (15%)

For Institutional Traders

Market Maker Program: Earn rebates instead of paying fees
Negotiate Custom Rates: Volume >$500M qualifies for custom pricing
OTC Desk: Large trades with zero slippage and minimal fees
API Optimization: Reduce latency and improve execution

Fee Transparency

Real-Time Fee Calculator

Users can access a real-time fee calculator showing:

Current VIP tier based on 30-day volume
Token holding discount
Staking multiplier
Effective fee rate for each product
Projected monthly fee costs

Fee History & Analytics

All users have access to:

Complete fee payment history
Monthly fee summaries
Fee optimization recommendations
Comparative analysis with other exchanges

Future Fee Developments

Q2 2025: Introduction of loyalty rewards program Q3 2025: Dynamic fee adjustment based on market conditions Q4 2025: Cross-product fee bundling for multi-product users 2026: Zero-fee trading for specific pairs during promotional periods

Conclusion

use.com's fee model balances competitiveness with sustainability, offering some of the lowest fees in the industry while rewarding loyal users and high-volume traders. Our transparent structure ensures users always know their costs, with multiple pathways to reduce fees through volume, token holdings, and strategic trading.

Previous: ← Trading Products Overview Next: Liquidity Strategy →

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Updated on: 10/03/2026

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